Let’s take a closer look at how Chime stacks up against Fizz. But that doesn’t mean it’s the best option for students. It’s true that the Chime Credit Builder isn’t the same as most student credit cards, such as the ones you’ll find at Discover or Bank of America. And while you’ll still be able to build credit, you won’t be eligible to earn rewards. You’ll also need to have a Chime Checking Account with regular deposits. You’ll need to make a deposit to use the card - in other words, Chime locks up some of your money for as long as you have the card open to make sure you pay them back. However, as a secured card, there are plenty of things users need to watch out for. The Chime Credit Builder doesn’t charge fees or interest and Chime doesn't run a credit check when you apply. That’s right - it’s a secured credit card, not a normal credit card or a credit building debit card like Fizz. This new Chime credit card is officially called the Chime Credit Builder Secured Visa Credit Card. Now they offer a credit building card designed for anyone looking to start building or repairing their credit score. Chime offers a variety of products, from checking and savings accounts to money transfers.
